Lincoln Heritage customer review is a popular choice among customers looking for final expense insurance. However, if you’re not careful, the company’s sales tactics can leave you with high premiums and little coverage for your loved ones. Fortunately, there are better options for burial and final expense insurance.
Despite a decent reputation for customer service, Lincoln Heritage has a high number of complaints against them. Many reviews mention pushy agents and slow claims processing. Additionally, some people report that they have had to wait two years for their death benefits.
The company specializes in final expense insurance, which is whole life policies intended to help cover end-of-life expenses. They do not require a medical exam to qualify for a policy and can be purchased directly from their website or by calling a local branch. Those with more serious health issues may have to undergo a medical review, though. In these cases, they will likely be offered a modified plan with a 2-3 year waiting period.
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While the Lincoln Heritage website provides helpful information about their products, it can be difficult to navigate. The site uses a lot of internal links, which can lead visitors to dead ends. Many of these links also include pitches for their products and offers of free gifts. For these reasons, it is recommended to bring a friend or family member to in-person consultations with an agent from the company.
Whether you’re considering Lincoln Heritage or another final expense insurance provider, it’s important to research different companies and compare prices and policy features. The right policy can ensure that your loved ones are protected after your death, and a higher quality policy will cost you less over time.
